The Oprah Debt Diet Part 2

Following up on yesterday's post, here are the four stages for phase two of the Oprah Debt Diet series:

1. Create a Monthly Spending Plan -- Use the monthly budget worksheet and calculator to create a budget that you can stick to—and save with—every paycheck.
   
2. Take big steps to grow your income -- Whether it is selling your assets or getting a second job, sometimes you have to make big choices to get out of debt.
   
3. Prioritize your debts and raise your credit score -- Here's a plan to tackle your different kinds of debt while actually improving your credit score!
   
4. Understand your spending issues…and save! -- Take this self-assessment quiz and get to the heart of why you spend. Then, find out how to resist temptation and build an emergency fund.

If you are in debt, I hope these steps will help you get back on track. Good luck!

Make it a great day!


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